Terms of use
Last updated October 20, 2026
Can I Retire at 55 is operated by Gary Kovar. Contact [email protected] for support.
Educational estimates
This is an educational planning tool, not personalized financial, investment, tax or legal advice. Simulations depend on the inputs and assumptions and cannot predict returns, taxes, lifespan or future outcomes. A confidence score is a model result, not a guarantee. Review our methodology and consult qualified professionals before making decisions.
Free calculators and acceptable use
Simple, Moderate and Advanced are free to use without an account. Saving plans, subscriptions and reminders are not offered in this release. Your inputs are kept temporarily in your session as explained in our privacy policy. Do not misuse the service, evade security controls or interfere with its operation.
Changes and availability
We may improve the service and update its model. Model changes can change estimates from the same inputs; see model changes. The service may be interrupted or contain errors. We do not promise a particular financial result. Nothing in these terms removes rights that applicable law gives you. Updated terms will show a new date here; material changes will be communicated before they take effect.